Most people dislike the idea of lawsuits. Many potential clients consider themselves “not the suing type” and do not want the opposing party to be punished for a mistake — in reality, when you are harmed, you are only fighting the insurance company. Companies, professionals, and individuals buy insurance policies so the insurance companies can compensate people when they are harmed.

In the vast majority of accident cases, you pay nothing up-front to hire a lawyer. Generally, lawyers take accidents cases on what is called a contingency fee. This means you only pay legal fees is you recover on your claim. The lawyer gets paid when you get paid.

Often lawyers can convince hospitals, doctors, and other medical providers to delay demanding payment for medical bills while a legal case is going on. These medical providers know a major accident and the resulting medical expenses can be extremely expensive and will at times wait to be paid out of a settlement or verdict from the insurance company. Lawyers can send a document called a Letter of Protection or L.O.P. to medical providers explaining that you were hurt in an accident and requesting the medical expenses be paid by the insurance company at the close of your case. Medical providers generally only honor Letters of Protection drafted and sent by lawyers. Letters of Protection delaying payment for medical expenses greatly assist many people who have been harmed and enable them to achieve the best possible outcome out of their situation.